Section 75 vs Chargeback — Which Protects You When When a UK purchase goes wrong — goods don’t arrive, the supplier goes bust, the item is faulty — you have two routes to your money back: Section 75 of the Consumer Credit Act 1974, or chargeback through your card scheme. They protect different things. Here’s …
0% Balance Transfer 2026: Best Offers in the UK — Moving expensive credit card debt to a 0% balance transfer card can save thousands. The market has cooled since 2022’s peak, but 30+ month deals still exist in 2026 if you know where to look. How Balance Transfers Work You transfer an outstanding balance from …
Section 75 Protection: Use It Before You Need It — Section 75 of the UK Consumer Credit Act is one of the strongest legal protections British shoppers have — and most people don’t know it exists or how to use it. What Section 75 Does If you pay for goods or services worth £100 to …
Best UK Credit Cards for Cashback in 2026 — UK cashback cards have improved substantially over the last few years. In 2026, even no-fee cards can return £100–250+ per year for households using them properly. Here’s the practical shortlist. Top Pick for No-Fee Cashback Chase UK Debit (not strictly a credit card, but worth mentioning): …