Dividend Tax Allowance 2026 — £500 and the Hidden Tax Hit The Dividend Allowance dropped from £2,000 to £1,000 in 2023, then to £500 for the 2024–25 tax year and remains £500 for 2025–26. For investors holding dividend-paying stocks outside an ISA, this matters more each year. How It Works Dividends earned outside an ISA …
Premium Bonds in 2026: Are They Worth It? — NS&I Premium Bonds offer something unique in UK saving: tax-free chances at monthly prizes. The expected return looks modest, but they have legitimate use cases. What Premium Bonds Are Owned and backed by HM Treasury (government). You buy bonds for £1 each (minimum £25 purchase). Each …
Vanguard vs AJ Bell vs Hargreaves Lansdown: Platform Showdown — If you’re investing in the UK, you’ll likely use one of three platforms: Vanguard, AJ Bell, or Hargreaves Lansdown. Each has clear strengths. The right choice depends on your style. Vanguard UK Strengths: Lowest platform fee: 0.15% capped at £375/year Industry-leading index funds at low …