ISA Transfer Rules — Don’t Lose Your Allowance You can move money between ISAs without losing your tax-free status — provided you follow the official transfer process. Move it wrong and you lose your allowance. Here’s the 2026 procedure. The Golden Rule Always use the ISA transfer process. Never withdraw and re-deposit. If you withdraw …
Capital Gains Tax UK 2026 — £3,000 Allowance and the Hard Lessons The UK Capital Gains Tax annual exempt amount has been cut hard. From £12,300 in 2022–23 to £3,000 in 2024–25 and 2025–26. Investors are paying CGT on far smaller portfolios than they used to. Here’s the 2026 picture. CGT Rates in 2026 Lower …
Dividend Tax Allowance 2026 — £500 and the Hidden Tax Hit The Dividend Allowance dropped from £2,000 to £1,000 in 2023, then to £500 for the 2024–25 tax year and remains £500 for 2025–26. For investors holding dividend-paying stocks outside an ISA, this matters more each year. How It Works Dividends earned outside an ISA …